Over the next few weeks we will be making changes to the Lawyers4u site pages.

Our services will remain as before but simply with a new look for the new year.


Mortgages Advice Online

Fast, confidential, legal advice online; from UK qualified barristers. Get an answer tailored to your exact legal problem for just £25.

Mortgages Explained

At its root, a mortgage is security for a loan. A mortgage of real property, ie a house or a apartment, comprises a transfer or conveyance of a legal or equitable estate in the borrowers land to the mortgagee, with a provision that the mortgagees interest shall lapse upon the repayment of the loan plus interest and costs agreed. In simple terms this means that the lender or the mortgagee has an interest in the property until the borrower or mortgagor has repaid the sums advanced to purchase the property in question. Moreover, as a matter of contract, the parties are free to stipulate whatever terms they wish for the repayment of the loan.

Get Legal Advice

Sample Questions

  • “…I have defaulted on several mortgage payments on my home due to unemployment… I have received a court date for possession proceedings…I am very worried… I have started a new job but fear it may be too late to save my home as I will have only been in my new job 2 weeks before the court date…can you advise on what will happen and what I can do…”



You have chosen Mortgages, which is summarised to the left.

Read through the sample questions included. If your legal problem sounds similar click the button labelled - 'Get Legal Advice'

You will then be invited to complete a simple form and submit payment, using a credit or debit card.

Once we have received your question, you will receive an email with further information.

This advice service is intended for reference only and should not be used in lieu of full legal counsel.
See Terms and Conditions for full details.